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The Farmers Security State Bank began in 1925 with the consolidation of the Goodhue County State Bank and the Security State Bank. It was located at the corner of Third Street and Main Street in Zumbrota. In 1961, the bank relocated to new facilities at 70 West Third Street. In 1969, Harvey Johnson purchased controlling interest in the bank. John Perra acquired the bank from the Johnson Estate in 1971. In 1992, Farmers Security State Bank changed its name to Bank of Zumbrota and opened a new detached facility at 1440 South Main Street. Bank history is not limited to ownership and location; it includes a history of dedicated employees past and present.