Personal Checking
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REGULAR CHECKING, INTEREST CHECKING, AND ELECTRIC CHECKING
ACCOUNT FEATURES:
REGULAR CHECKING:
Our Regular Checking account has $0 Monthly Service Charge and $0 Minimum Balance. It's that simple!
INTEREST CHECKING:
For the customers who want to maintain a slightly higher balance in their checking account and earn interest on all their money, our Interest Checking account is a great choice for you. With Interest Checking, we will pay you a variable rate of interest on yourdaily balance. The interest rate changes periodically at our discretion.Interest is compounded and paid monthly.$5.00 monthly fee if your daily balance on any day is less than $2000.00.
ELECTRIC CHECKING:
For customers who prefer to use their Debit Card instead of writing checks, we have developed an account with some great added benefits! BillPay fees are WAIVED!Electronic statements requiredChecks are limited to 10/month Additional checks are $2.00 each
Important Information About Procedures for Opening A New Account At Bank of Zumbrota
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.