| Compounding | Interest Rate | APY | |
| INTEREST CHECKING ** | Monthly | 0.10% | 0.10% |
| Minimum Balance of $2000.00 to open account. Balance > zero is required to earn the APY. | |||
| Fees may reduce earnings. | |||
| Compounding | Interest Rate | APY | |
| REGULAR SAVINGS ** | Monthly | 0.15% | 0.15% |
| Balance > zero is required to earn the APY. | |||
| Compounding | Interest Rate | APY | |
| CHRISTMAS CLUB | Annually | 1.00% | 1.00% |
| Balance > zero is required to earn the APY. | |||
| Fees may reduce earnings. | |||
| TIERED MONEY MARKET SAVINGS ** | Compounding | Interest Rate | APY |
| Balance less than $2,500.00 | Monthly | 0.15% | 0.15% |
| Balance $2,500.00 - $24,999.99 | Monthly | 0.20% | 0.20% |
| Balance $25,000.00 - $99,999.99 | Monthly | 0.25% | 0.25% |
| Balance $100,000.00 and over | Monthly | 0.35% | 0.35% |
| Minimum balance required to earn the APY in each tier above is the lowest value indicated on the tier. Minimum required to open account is $2500.00. | |||
| YOUNG SAVERS CERTIFICATES | |||
| Balance =/> $300.00 | Term | Interest Rate | APY |
| 1 Year | 0.35% | 0.35% | |
| 2 Years | 0.55% | 0.55% | |
| 3 Years | 0.75% | 0.75% | |
| 4 Years | 1.00% | 1.00% | |
| 5 Years | 1.10% | 1.10% | |
| Minimum balance to open and earn the above APY is $300 Compounded Quarterly. Penalty for early withdrawal. | |||
| CERTIFICATES OF DEPOSIT & TRADITIONAL & ROTH IRA | |||
| Balance </= $24,999.99 | Term | Interest Rate | APY |
| 91 Day (CD Only) | 0.20% | 0.20% | |
| 182 Day (CD Only) | 0.25% | 0.25% | |
| 12 Month | 0.35% | 0.35% | |
| 24 Month | 0.55% | 0.55% | |
| 36 Month | 0.75% | 0.75% | |
| 48 Month | 1.00% | 1.00% | |
| 60 Month | 1.10% | 1.10% | |
| ** | 24mo Inflate Your Rate CD | 0.45% | 0.45% |
| 36mo Triple Play CD | 0.55% | 0.55% | |
| Minimum Balance to open and earn the above CD APY is $500.00 Minimum Balance to open and earn the above Inflate Your Rate and Triple Play CD APY is $3000.00 Compounded Quarterly. Penalty for early withdrawal. | |||
| Balance = $25,000.00 to $99,999.99 | Term | Interest Rate | APY |
| 91 Day (CD Only) | 0.30% | 0.30% | |
| 182 Day (CD Only) | 0.35% | 0.35% | |
| 12 Month | 0.45% | 0.45% | |
| 24 Month | 0.65% | 0.65% | |
| 36 Month | 0.85% | 0.85% | |
| 48 Month | 1.10% | 1.10% | |
| 60 Month | 1.20% | 1.21% | |
| ** | 24mo Inflate Your Rate CD | 0.55% | 0.55% |
| 36mo Triple Play CD | 0.65% | 0.65% | |
| Minimum Balance to open and earn the above APY is $25,000.00 Compounded Quarterly. Penalty for early withdrawal. | |||
| Balance =/>$100,000.00 | Term | Interest Rate | APY |
| 91 Day (CD Only) | 0.40% | 0.40% | |
| 182 Day (CD Only) | 0.45% | 0.45% | |
| 12 Month | 0.55% | 0.55% | |
| 24 Month | 0.75% | 0.75% | |
| 36 Month | 0.95% | 0.95% | |
| 48 Month | 1.20% | 1.21% | |
| 60 Month | 1.30% | 1.31% | |
| ** | 24mo Inflate Your Rate CD | 0.65% | 0.65% |
| 36mo Triple Play CD | 0.75% | 0.75% | |
| Minimum Balance to open and earn the above APY is $100,000.00 Compounded Quarterly. Penalty for early withdrawal. | |||
| HEALTH SAVINGS ACCOUNT (HSA) ** | Compounding | Interest Rate | APY |
| Balance $0 - $499.99 | Monthly | 0.00% | 0.00% |
| Balance $500.00 - $999.99 | Monthly | 0.25% | 0.25% |
| Balance $1,000.00 - $1.999.99 | Monthly | 0.50% | 0.50% |
| Balance $2,000.00 and above | Monthly | 0.75% | 0.75% |
| Minimum Balance required to earn the APY in each tier is the lowest value indicated on the tier above. | |||