Commercial Properties
A commercial Real Estate loan from Bank of Zumbrota can be used to refinance or purchase commercial property, construct a new facility, or expand/remodel your current facilities. Whatever your need, we can work with you.

• Terms and conditions that work with your personal cash flow.
• Amortizations of up to 25 years.
• Interest rates fixed up to 5 years.
• Low closing costs.
• Competitive rates.

Equipment Loans

Let Bank of Zumbrota assist you with all of your business equipment financing needs. Whether your business requires specialized equipment, office equipment, or fixtures, let Bank of Zumbrota customize a loan tailored for your business.

• Typical loan repayment terms of up to 60-month amortizations.
• Flexible terms are available.
• Payments can be set up on a monthly, quarterly or semi-annual basis.
• Competitive rates.

Bank of Zumbrota offers revolving lines of credit to help even out your business cash flow. Let us help you finance inventory, accounts receivables, help keep payables current, or manage payroll. This gives you the opportunity to control your business finances your way.

• Loan maturities up to one-year term.
• Revolving line is accessible anytime during the year.
• Competitive rates.

Looking to convert your receivables to cash? Ask about our Business Manager Accounts Receivable program.

Let Bank of Zumbrota be your commercial vehicle financing source. We finance semi-tractors, trailers, heavy or light duty trucks, and pick-ups. We can customize a repayment plan to coincide with your business' cash flow.

• Competitive rates.
• Repayment terms of up to 60 months.
• Flexible terms.

Bank of Zumbrota participates with the U.S. Small Business Administration (SBA) to fund the needs of small businesses when financing is unavailable on reasonable terms through normal lending programs. SBA loan programs that the Bank of Zumbrota participates in are the SBA 504 Program, Basic 7(a), and Low-Doc. 504 loans provide long term, fixed rate financing for major fixed assets such as land and buildings. The 7(a) Loan Program can be used to purchase machinery and equipment, real estate property, inventory and/or to purchase an existing business. Low-Doc (Low Documentation) loans are typically used for loans under $150,000. For more information, click here.

Interested in insurance options? Click here.