If you are building, our One Step Construction Loan Program could be just what you're looking for. Bank of Zumbrota combines your construction loan and home loan into one - one application, one loan. It's a great way to avoid many of the fees and hassles associated with construction and home financing.

Our One Step construction Loan Program has five easy steps:

• Application.
• Loan and processing approval.
• Construction loan closing.
• Construction loan phase.
• Permanent financing phase.

To request more information, click here.

Interested in insurance options? Click here.