You may qualify for a Minnesota Housing Finance Loan available at Bank of Zumbrota. The Fix-up Fund allows you to do general improvements on your home such as new siding, room additions, septic system repairs, accessibility improvements or other repairs and remodeling. Guidelines require a household income of $57,000 or less, a maximum loan amount of $25,000, and a 2% to 8% fixed annual rate - based on your household income. The Home Energy Loan program allows you to warm your home and save money, too! Improvements such as furnace or water heater replacement, insulation, weatherizing, replacement doors, and replacement windows are eligible. Guidelines are no income limit, loan amount of $1000 to $8000, and an 8% annual interest rate.

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